• Entrepreneur and investor, economist, former magistrate, ironman triathlete, philanthropist and family man.

"The thing I find particularly intriguing about Toby is how his thinking in the academic sense and his business and social thinking are so deeply intertwined, which is sadly not true of far too many businessmen." "You don’t get from seventy grand in debt at the age of twenty one to running a company that turns over a hundred million quid a year before you are even properly middle aged without having something about you."